Give every dollar a purpose
See exactly how much is left to assign this month. Allocate it to categories yourself or in one tap with auto-allocate, and move money between categories when plans change.
Envelope budgeting for iOS & Android
Your money,
Your money,
with a plan.
Budgetelo is an intuitive personal budgeting app. Give every bit of income a category, track spending as it happens and always know exactly what's left.
Features
Everything in its place
Budgetelo is built around one simple idea: every bit of money you have gets a purpose. Here's how the app helps you keep it that way.
Know where you stand
Set a target for every category. Clear colors show what's available, what still needs funding and where you went over.
Add a transaction in seconds
A big keypad, quick pickers for category, account and payee, and a live preview of what will be left in the category.
See where your money goes
Clear charts for income vs expenses, categories, groups and payees, so patterns jump out at a glance.
Recurring transactions
Set up rent, salary or subscriptions once and let them repeat on schedule.
Home-screen widget
Check your balance and what's left to assign without opening the app.
App lock
Keep your budget private, even when someone else picks up your phone.
Cloud sync
Your data is backed up automatically and available on all your devices.
Analysis
See where your money really goes
Spot patterns at a glance: what you earn, what you spend, and which categories and payees take the biggest share.
- Income vs expenses for every month
- Month-over-month comparison
- Breakdown by category, group and payee
- Spending structure across your whole budget
Income vs Expense is included free. The full set of reports comes with Budgetelo Premium.
How it works
Up and running in minutes
1
Download & sign up
Get the app from your store and create a secure account in seconds.
2
Set up your budget
Start from a template or build your own categories, then set a target for each.
3
Track & save
Log expenses, follow your progress and watch your savings grow.
Security
Your data stays yours
Your financial data is our top priority. We use state-of-the-art encryption to keep your information safe and private.
- AES-256 encryptionEncrypted in transit and at rest.
- No data sellingWe never share your personal data with third parties.
- Secure cloud backupReinstall, sign in, and everything is where you left it.
FAQ
Common questions
Is Budgetelo free?
Yes - the core app is free with no limits and no ads. Budgetelo Premium is an optional subscription that adds full analytics, cloud backup, reminders and themes.
Do I need an account?
Yes, creating an account ensures your data is safely backed up and accessible from any device.
Can I connect my bank?
We focus on manual entry to give you complete control and maximum privacy for your data.
Start today
Download Budgetelo and take control of your finances.
Questions or need support?
For any problems or other questions, feel free to reach out - we're here to help.